What should I do if I crash a car?
Recently, with the frequent occurrence of traffic accidents, how to properly handle collisions has become a hot topic. This article will combine the hot content from the entire Internet in the past 10 days to provide you with a structured guide to help you calmly respond after a car crash.
1. Emergency steps after a car crash
| steps | Operation content | Things to note |
|---|---|---|
| 1. Ensure safety | Immediately turn on the double flashing lights and place a warning triangle 50-100 meters behind the vehicle. | Reflective vests are required at night |
| 2. Check for casualties | Prioritize checking the status of drivers, passengers and other vehicles | The injured cannot be moved at will |
| 3. Alarm handling | Dial 122 traffic accident alarm number | The specific location and casualties need to be stated |
| 4. Evidence collection | Take panoramic, detailed photos and videos of the scene | Includes license plate, collision location, and road markings |
2. Detailed explanation of insurance claims process
| Time node | Operational matters | Materials required |
|---|---|---|
| Within 48 hours | Report the case to the insurance company | Policy number, driver’s license, driving license |
| Within 3 working days | Submit a claim | Accident certificate, maintenance list, medical certificate |
| Within 15 working days | Determination of loss and price | Need to cooperate with insurance company for vehicle inspection |
| Within 30 working days | Completion of compensation | Provide a valid bank account |
3. Accident liability determination standards
| Responsibility type | Typical situation | Responsibility ratio |
|---|---|---|
| full responsibility | rear-ending, driving on the wrong side of the road, running a red light | 100% |
| Main responsibility | Changing lanes, failing to yield, speeding | 70%-90% |
| Shared responsibility | Failure to give way at the intersection | 50% |
| secondary responsibility | Failure to take necessary hedging measures | 10%-30% |
4. References to recent hot accident cases
| Occurrence time | Case characteristics | Processing results |
|---|---|---|
| 2023.5.10 | New energy vehicle automatic brake failure | The manufacturer bears 70% of the maintenance costs |
| 2023.5.12 | Internet celebrity tunnel racing accident | The driver assumes full responsibility and his driver’s license is revoked |
| 2023.5.15 | Delivery rider hit by running red light | The rider takes the main responsibility and receives 30% compensation |
5. Suggestions for handling special situations
1.The other party's escape situation:Immediately write down the characteristics of the vehicle causing the accident, call up surrounding surveillance, and provide the driving recorder images to the traffic police.
2.Things to note when negotiating privately:A written agreement must be signed to clarify the "one-time settlement" clause, and the ID cards and driver's licenses of both parties must be photographed.
3.Off-site accident handling:The damage needs to be assessed at the place where the accident occurred, and national insurance companies can provide comprehensive compensation.
4.Involving online car-hailing:The platform must be notified at the same time for filing, and operating losses must be claimed separately.
6. Hot topics of discussion among netizens
According to discussion data from major platforms, recent disputes focus on: whether new energy vehicle data should be compulsorily disclosed (78% support rate), the rationality of the division of responsibilities for accidents involving food delivery riders (62% opposition rate), and the legal validity of driving recorder images (89% believe it should be used as key evidence).
Final reminder: You should remain rational throughout the entire incident handling process and back up all communication records in a timely manner. It is recommended to check insurance coverage every quarter and purchase supplementary insurance such as new equipment insurance if necessary. Maintaining good driving habits is the fundamental way to prevent accidents.
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